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Grosik Review, Exchange Rates, Fees Calculator & User Score

  • Fees and costs: Good
  • Transfer speed: Good
  • Safety and reliability: Very Good
  • Customer satisfaction: Very Good


  • Flat low fee for transfers
  • Low markup on the exchange rates


  • Limited currencies supported
  • Not available worldwide

0 users would recommend it

0 users wouldn’t recommend it

What is Grosik?

Grosik started as a remittance platform for Polish immigrants to help them send money to their families. It has established a good money transfer network with the UK, Ireland, the Netherlands and Germany. Currently, they are extending their reach. Grosik is part of the bigger VFX Financial PLC group which operates on the worldwide money transfer market with a range of services such as multi currency accounts, risk management or trading support.

The platform is available both in Polish and English languages.

How Does Grosik Work?

Grosik is a money transfer platform dedicated to Polish immigrants all over the world. They offer good exchange rates for Polish Zloty (PLN) currency pairs. The service is currently available in 22 countries. Because they operate solely online and thanks to their international network the company is able to provide the money transfers cheaper than mainstream banks.

You can money online or with a mobile app. All you have to do is register and validate an account with Grosik. The platform is available 24/7.

There are multiple ways you can pay for the transfer:

  • Visa or MasterCard
  • Klarna
  • iDeal
  • Trustly
  • Online bank wire

Grosik Fees and Costs

The fees are flat and depend on which country you send money from - it’s 1GBP, 1EUR or 10PLN. There is also a markup added to the exchange rates, which can generate additional costs.

Grosik Exchange Rate

The markup on the exchange rates is kept around 1%.

Grosik Limits

Before you go through the identity verification you can send only 1000GBP.

Then, monthly limit is set at 50.000GBP (and the equivalent of this amount in other currencies). Only 3000GBP can be sent via a debit card.

Grosik compared to wire transfer and banks

Transfers with Grosik are considerably cheaper compared to the average international transfer offer at mainstream banks. It supports numerous payment methods and offers good rates for the most popular currencies. The most notable drawback is the limited area of operations and supported currencies.

How to use Grosik?

In order to send money via Grosik you need to register an account with them and undergo an identity verification, which is a standard procedure for any online financial platform. Then, you can order the payments using their website or download the mobile app to send money on the go.

How to sign up?

Choose your account type (personal/business), fill in your basic information such as full name, nationality, date of birth, phone number and email. Then, follow the instructions sent by email.

Is Grosik safe and reliable?


Grosik is part of Financial PLC group, which is authorized and regulated by the FCA (Financial Conduct Authority). They are also registered as an E-Money Institution. The company has been on the market for more than 18 years.


The majority of users’ comments found online is quite positive. There haven’t been any notable problems or issues with the service.

Customer Support

You can reach Grosik via email form available on their website or at one of the phone numbers depending on your location. There is a separate support center for the UK, Poland, the Netherlands, Ireland and Germany.

Final Thoughts

Grosik Review

While Grosik operates internationally, it’s primary focus are still Polish customers. The best exchange rates include PLN currency. However, if you need to send money to Poland Grosik might be a good alternative to a regular international bank wire, as its prices are very competitive. It costs only 1GBP to send any amount of money and the markup on the exchange rates is kept under 1%. The platform is well-designed and there is also a mobile app available to make payments wherever you are.

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