Advertiser Disclosure: Wirly may receive compensation when you click lender links. This does not affect our rankings, which are based on publicly available data and editorial review. See our methodology.
Chase vs LendingTree
Side-by-side refinance comparison based on public data and CFPB records.
Quick Comparison
| Feature | Chase | LendingTree |
|---|---|---|
| Wirly Rating | 4.2/5 | 4.2/5 |
| Min. Credit Score | 620 | 580 |
| Loan Types | Conventional, FHA, VA, Jumbo | Conventional, FHA, VA, Jumbo, USDA |
| Best For | Existing Chase customers | Comparing multiple offers |
Pros and Cons
Chase
Pros
- +Rate discounts for existing Chase banking customers
- +Nationwide branch network for in-person support
- +Strong reputation and financial stability
Cons
- -Less competitive rates without relationship discounts
- -Approval process can be slower than online-only lenders
- -No USDA loans
LendingTree
Pros
- +Receive up to 5 offers from competing lenders
- +Wide range of loan types and lender partners
- +Helps borrowers with lower credit scores find options
Cons
- -Not a direct lender (marketplace model)
- -May receive marketing calls from multiple lenders
- -Rates shown are estimates until lender verification
Ready to see your numbers?
Use our free calculators to see exactly how much you could save with either lender.
This comparison is for educational purposes only and does not constitute financial advice. Rankings reflect publicly available data and editorial evaluation. Wirly is not a lender or mortgage broker. See our methodology.