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Mortgage Refinance Lender Reviews
By the Wirly Editorial Team | AI-assisted, human-reviewed
In-depth lender profiles backed by HMDA lending data and CFPB complaint records. Choose a lender to see their full review.
Rocket Mortgage
4.5/5Best for: Online experience
Better
4.3/5Best for: Low fees
LendingTree
4.2/5Best for: Comparing multiple offers
SoFi
4.4/5Best for: High-balance loans
Guaranteed Rate
4.3/5Best for: Wide loan selection
loanDepot
4/5Best for: Repeat customers
PennyMac
4.1/5Best for: Existing PennyMac borrowers
Chase
4.2/5Best for: Existing Chase customers
Wells Fargo
3.9/5Best for: In-person service
Navy Federal Credit Union
4.6/5Best for: Military and VA loans
Not sure which lender is right?
Start with our refinance calculator to find out how much you could save, then compare lenders.
Try the Refinance CalculatorLender data sourced from HMDA via the CFPB. Ratings reflect editorial evaluation and publicly available data. Wirly is not a lender or mortgage broker. Individual rates and terms vary.