Advertiser Disclosure: Wirly may receive compensation when you click lender links. This does not affect our rankings, which are based on publicly available data and editorial review. See our methodology.

Mortgage Refinance Lender Reviews

By the Wirly Editorial Team

In-depth lender profiles backed by HMDA lending data and CFPB complaint records. Choose a lender to see their full review.

Rocket Mortgage

4.5/5

Best for: Online experience

403,432originations

0%denial rate

Better

4.3/5

Best for: Low fees

LendingTree

4.2/5

Best for: Comparing multiple offers

SoFi

4.4/5

Best for: High-balance loans

Guaranteed Rate

4.3/5

Best for: Wide loan selection

30,884originations

0%denial rate

loanDepot

4/5

Best for: Repeat customers

1,159originations

0%denial rate

PennyMac

4.1/5

Best for: Existing PennyMac borrowers

295,189originations

0%denial rate

Chase

4.2/5

Best for: Existing Chase customers

150,275originations

0%denial rate

Wells Fargo

3.9/5

Best for: In-person service

15,273originations

0%denial rate

Navy Federal Credit Union

4.6/5

Best for: Military and VA loans

97,991originations

0%denial rate

Not sure which lender is right?

Start with our refinance calculator to find out how much you could save, then compare lenders.

Try the Refinance Calculator

Lender data sourced from HMDA via the CFPB. Ratings reflect editorial evaluation and publicly available data. Wirly is not a lender or mortgage broker. Individual rates and terms vary.