Refinance Your Mortgage by State

Real refinance data for every state from HMDA, the federal database of mortgage lending activity. See how your state compares.

Alabama

8,991 originations23.26% denial

Alaska

340 originations27.35% denial

Arizona

7,198 originations32.67% denial

Arkansas

4,589 originations22.72% denial

California

29,110 originations32.07% denial

Colorado

7,542 originations30.26% denial

Connecticut

5,814 originations27.55% denial

Delaware

1,667 originations27.58% denial

District of Columbia

574 originations38.74% denial

Florida

20,427 originations39.94% denial

Georgia

14,581 originations29.89% denial

Hawaii

2,205 originations31.29% denial

Idaho

2,858 originations24.85% denial

Illinois

13,319 originations27.43% denial

Indiana

12,233 originations23.78% denial

Iowa

6,451 originations15.58% denial

Kansas

4,496 originations20.91% denial

Kentucky

8,996 originations20.28% denial

Louisiana

7,835 originations19.06% denial

Maine

2,219 originations24.14% denial

Maryland

6,891 originations30.79% denial

Massachusetts

11,370 originations27.83% denial

Michigan

14,300 originations28.35% denial

Minnesota

7,682 originations19.94% denial

Mississippi

7,219 originations17.94% denial

Missouri

10,474 originations19.78% denial

Montana

1,439 originations21.92% denial

Nebraska

3,024 originations16.6% denial

Nevada

2,413 originations33.08% denial

New Hampshire

2,216 originations27.18% denial

New Jersey

11,167 originations31.28% denial

New Mexico

1,793 originations31.38% denial

New York

17,979 originations28.95% denial

North Carolina

21,210 originations29.1% denial

North Dakota

972 originations14.66% denial

Ohio

19,294 originations28.22% denial

Oklahoma

5,559 originations21.69% denial

Oregon

4,931 originations25.72% denial

Pennsylvania

26,803 originations27.51% denial

Rhode Island

2,691 originations28.39% denial

South Carolina

6,337 originations29.49% denial

South Dakota

1,427 originations16.84% denial

Tennessee

13,539 originations22.86% denial

Texas

22,032 originations36.55% denial

Utah

9,291 originations27.48% denial

Vermont

1,327 originations20.3% denial

Virginia

10,567 originations28.51% denial

Washington

9,509 originations29.27% denial

West Virginia

2,287 originations27.3% denial

Wisconsin

17,110 originations15.66% denial

Wyoming

601 originations24.59% denial

Data sourced from HMDA (Home Mortgage Disclosure Act) via the Consumer Financial Protection Bureau. This page is for educational purposes only. Consult a licensed mortgage professional for personalized advice.