Refinance Your Mortgage by State

Real refinance data for every state from HMDA, the federal database of mortgage lending activity. See how your state compares.

Alabama

13,193 originations21.7% denial

Alaska

937 originations21.46% denial

Arizona

17,953 originations23.29% denial

Arkansas

7,243 originations19.38% denial

California

62,170 originations25.21% denial

Colorado

15,878 originations23.99% denial

Connecticut

7,551 originations24.83% denial

Delaware

2,733 originations23.91% denial

District of Columbia

923 originations27.83% denial

Florida

35,347 originations34.96% denial

Georgia

25,544 originations25.26% denial

Hawaii

2,433 originations29.64% denial

Idaho

4,430 originations24.66% denial

Illinois

23,588 originations21.74% denial

Indiana

19,369 originations20.25% denial

Iowa

8,877 originations14.5% denial

Kansas

6,981 originations18.14% denial

Kentucky

11,877 originations19.84% denial

Louisiana

9,238 originations19.68% denial

Maine

3,615 originations20.36% denial

Maryland

13,221 originations24.75% denial

Massachusetts

16,532 originations24.76% denial

Michigan

24,799 originations23.48% denial

Minnesota

10,812 originations19.19% denial

Mississippi

8,974 originations18.57% denial

Missouri

17,496 originations16.69% denial

Montana

2,423 originations18.17% denial

Nebraska

4,600 originations16.27% denial

Nevada

5,999 originations24.23% denial

New Hampshire

3,574 originations22.37% denial

New Jersey

17,947 originations26.22% denial

New Mexico

3,440 originations24.87% denial

New York

19,876 originations29.87% denial

North Carolina

31,550 originations24.07% denial

North Dakota

1,429 originations12.55% denial

Ohio

29,171 originations25.32% denial

Oklahoma

7,896 originations20.99% denial

Oregon

8,258 originations22.59% denial

Pennsylvania

32,037 originations25.93% denial

Rhode Island

3,388 originations26.54% denial

South Carolina

12,352 originations23.03% denial

South Dakota

1,948 originations17% denial

Tennessee

19,266 originations21.17% denial

Texas

40,705 originations29.83% denial

Utah

13,265 originations25.84% denial

Vermont

1,560 originations20.04% denial

Virginia

20,782 originations22.09% denial

Washington

18,597 originations22.39% denial

West Virginia

2,765 originations26.13% denial

Wisconsin

21,170 originations15.57% denial

Wyoming

1,122 originations22.35% denial

Data sourced from HMDA (Home Mortgage Disclosure Act) via the Consumer Financial Protection Bureau. This page is for educational purposes only. Consult a licensed mortgage professional for personalized advice.