By the Wirly Editorial Team | AI-assisted, human-reviewed
Mortgage Refinancing in Alaska
Real refinance data for Alaska from federal sources, updated annually. See how your state compares to national averages.
Refinance Originations
937
2024 HMDA data
Avg Loan Amount
$368,351
National: $428,119
Denial Rate
21.46%
▲ Below national avg
Median Home Value
$333,300
U.S. Census Bureau
Source: HMDA 2024 via CFPB, U.S. Census Bureau ACS
Calculate your refinance savingsRefinance Trends in Alaska
Originations by Year
Refinance originations in Alaska by year. Source: HMDA via CFPB.
Loan Type Breakdown
Includes all refinance applications (originated, denied, and other outcomes). Source: HMDA via CFPB.
Home Price Trends in Alaska
Source: FHFA House Price Index
Top Lenders in Alaska
| # | Lender | HMDA Records | Avg Loan |
|---|---|---|---|
| 1 | Alaska Usa Federal Credit Union | 3,232 | - |
| 2 | Alaska Usa Mortgage Company LLC | 2,748 | - |
| 3 | Global Federal Credit Union | 2,618 | - |
| 4 | Global Federal Credit Union | 2,563 | - |
| 5 | Residential Mortgage LLC | 2,455 | - |
| 6 | Residential Mortgage LLC | 1,794 | - |
| 7 | Residential Mortgage LLC | 1,529 | - |
| 8 | Newrez LLC | 1,275 | - |
| 9 | Wells Fargo Bank National Association | 1,255 | - |
| 10 | Newrez LLC | 1,199 | - |
Ranked by total HMDA filings in the state (2024). Source: HMDA via CFPB.
Compare all lenders →How Alaska Compares
| Metric | Alaska | National Avg |
|---|---|---|
| Refinance Originations | 937 | 697,820 |
| Avg Loan Amount | $368,351 | $428,119 |
| Denial Rate | 21.46% | 24.2% |
Green indicates the state performs better than the national average. Red indicates worse. Source: HMDA 2024, U.S. Census Bureau.
Current Mortgage Rates
30-Year Fixed
6.51%
▲ 6.36% prev
15-Year Fixed
5.85%
▲ 5.71% prev
5/1 ARM
6.06%
▲ 5.95% prev
National average rates updated daily from FRED (Federal Reserve Bank of St. Louis). Your rate depends on your credit score, loan amount, and lender.
Get personalized rates →Frequently Asked Questions
How many people refinanced in Alaska in 2024?
In 2024, there were 937 refinance originations in Alaska, according to HMDA data reported to the CFPB.
What is the average refinance loan amount in Alaska?
The average refinance loan amount in Alaska was $368,351 in 2024. This reflects originated loans reported through HMDA.
What is the refinance denial rate in Alaska?
The refinance denial rate in Alaska was 21.46% in 2024. This is calculated from originated and denied applications reported to the CFPB.
What are the top refinance lenders in Alaska?
The most active lenders in Alaska by HMDA filing volume include Alaska Usa Federal Credit Union, Alaska Usa Mortgage Company LLC, Global Federal Credit Union. See the full list above for details.
Is it a good time to refinance in Alaska?
Whether refinancing makes sense depends on your current rate, loan balance, and how long you plan to stay in your home. Use our refinance calculator and break-even calculator to estimate your potential savings based on current national rates.
Want a deeper analysis?
Read our full editorial guide on refinancing in Alaska, including tips, regulations, and state programs.
Read the Alaska Refinance GuideData sourced from HMDA (Home Mortgage Disclosure Act) via the CFPB and FRED (Federal Reserve Bank of St. Louis). Demographics from the U.S. Census Bureau American Community Survey. This page is for educational purposes only and does not constitute financial advice. Consult a licensed mortgage professional for personalized guidance.