By the Wirly Editorial Team | AI-assisted, human-reviewed
Mortgage Refinancing in Wyoming
Real refinance data for Wyoming from federal sources, updated annually. See how your state compares to national averages.
Refinance Originations
1,122
2024 HMDA data
Avg Loan Amount
$373,307
National: $428,119
Denial Rate
22.35%
▲ Below national avg
Median Home Value
$285,100
U.S. Census Bureau
Source: HMDA 2024 via CFPB, U.S. Census Bureau ACS
Calculate your refinance savingsRefinance Trends in Wyoming
Originations by Year
Refinance originations in Wyoming by year. Source: HMDA via CFPB.
Loan Type Breakdown
Includes all refinance applications (originated, denied, and other outcomes). Source: HMDA via CFPB.
Home Price Trends in Wyoming
Source: FHFA House Price Index
Top Lenders in Wyoming
| # | Lender | HMDA Records | Avg Loan |
|---|---|---|---|
| 1 | First Interstate Bank | 1,506 | - |
| 2 | Rocket Mortgage LLC | 1,380 | - |
| 3 | Rocket Mortgage LLC | 1,276 | - |
| 4 | Glacier Bank | 1,012 | - |
| 5 | Rocket Mortgage LLC | 904 | - |
| 6 | U.s. Bank National Association | 898 | - |
| 7 | United Shore Financial Services LLC | 831 | - |
| 8 | Guild Mortgage Company | 786 | - |
| 9 | Glacier Bank | 757 | - |
| 10 | Fairway Independent Mortgage Corporation | 743 | - |
Ranked by total HMDA filings in the state (2024). Source: HMDA via CFPB.
Compare all lenders →How Wyoming Compares
| Metric | Wyoming | National Avg |
|---|---|---|
| Refinance Originations | 1,122 | 697,820 |
| Avg Loan Amount | $373,307 | $428,119 |
| Denial Rate | 22.35% | 24.2% |
Green indicates the state performs better than the national average. Red indicates worse. Source: HMDA 2024, U.S. Census Bureau.
Current Mortgage Rates
30-Year Fixed
6.51%
▲ 6.36% prev
15-Year Fixed
5.85%
▲ 5.71% prev
5/1 ARM
6.06%
▲ 5.95% prev
National average rates updated daily from FRED (Federal Reserve Bank of St. Louis). Your rate depends on your credit score, loan amount, and lender.
Get personalized rates →Frequently Asked Questions
How many people refinanced in Wyoming in 2024?
In 2024, there were 1,122 refinance originations in Wyoming, according to HMDA data reported to the CFPB.
What is the average refinance loan amount in Wyoming?
The average refinance loan amount in Wyoming was $373,307 in 2024. This reflects originated loans reported through HMDA.
What is the refinance denial rate in Wyoming?
The refinance denial rate in Wyoming was 22.35% in 2024. This is calculated from originated and denied applications reported to the CFPB.
What are the top refinance lenders in Wyoming?
The most active lenders in Wyoming by HMDA filing volume include First Interstate Bank, Rocket Mortgage LLC, Rocket Mortgage LLC. See the full list above for details.
Is it a good time to refinance in Wyoming?
Whether refinancing makes sense depends on your current rate, loan balance, and how long you plan to stay in your home. Use our refinance calculator and break-even calculator to estimate your potential savings based on current national rates.
Want a deeper analysis?
Read our full editorial guide on refinancing in Wyoming, including tips, regulations, and state programs.
Read the Wyoming Refinance GuideData sourced from HMDA (Home Mortgage Disclosure Act) via the CFPB and FRED (Federal Reserve Bank of St. Louis). Demographics from the U.S. Census Bureau American Community Survey. This page is for educational purposes only and does not constitute financial advice. Consult a licensed mortgage professional for personalized guidance.