Advertiser Disclosure: Wirly may receive compensation when you click lender links. This does not affect our rankings, which are based on publicly available data and editorial review. See our methodology.
At a Glance
Min Credit Score
620
Loan Types
Conventional, FHA, Jumbo
Notable Features
- No origination fees
- No commission loan officers
- 3-day close guarantee (select markets)
Pros and Cons
Pros
- +No origination fees or lender commissions
- +Transparent pricing with real-time rate quotes
- +Fast closing timeline in eligible markets
Cons
- -No VA loans
- -Limited physical locations for in-person support
- -Customer service can be inconsistent during high volume
Frequently Asked Questions
Is Better good for refinancing?
Better is rated 4.3/5 on Wirly and is best suited for borrowers looking for low fees. Review their full profile above for details.
What credit score do I need for Better?
Better requires a minimum credit score of 620 for mortgage refinancing. However, better rates are typically available for borrowers with scores of 740 or higher.
What loan types does Better offer?
Better offers Conventional, FHA, Jumbo refinance loans. Note that VA loans are not available through this lender.
What is Better's denial rate?
Denial rate data for Better is available through HMDA public records. Rates vary by state and borrower profile.
How does Better handle complaints?
CFPB complaint data for Better can be found on the Consumer Financial Protection Bureau's complaint database.
Ready to explore Better?
Visit their site to check current rates, or use our tools to compare.
This review is for educational purposes only and does not constitute financial advice. HMDA data sourced from the CFPB. Complaint data from the CFPB Consumer Complaint Database. Wirly is not a lender or mortgage broker. See our methodology.