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LendingTree Refinance Review
By the Wirly Editorial Team | AI-assisted, human-reviewed
At a Glance
Min Credit Score
580
Loan Types
Conventional, FHA, VA, Jumbo, USDA
Notable Features
- Marketplace model with multiple lender offers
- Free credit score monitoring
- Side-by-side rate comparisons
Pros and Cons
Pros
- +Receive up to 5 offers from competing lenders
- +Wide range of loan types and lender partners
- +Helps borrowers with lower credit scores find options
Cons
- -Not a direct lender (marketplace model)
- -May receive marketing calls from multiple lenders
- -Rates shown are estimates until lender verification
Frequently Asked Questions
Is LendingTree good for refinancing?
LendingTree is rated 4.2/5 on Wirly and is best suited for borrowers looking for comparing multiple offers. Review their full profile above for details.
What credit score do I need for LendingTree?
LendingTree requires a minimum credit score of 580 for mortgage refinancing. However, better rates are typically available for borrowers with scores of 740 or higher.
What loan types does LendingTree offer?
LendingTree offers Conventional, FHA, VA, Jumbo, USDA refinance loans. VA loans are available for eligible military members and veterans.
What is LendingTree's denial rate?
Denial rate data for LendingTree is available through HMDA public records. Rates vary by state and borrower profile.
How does LendingTree handle complaints?
CFPB complaint data for LendingTree can be found on the Consumer Financial Protection Bureau's complaint database.
Compare Refinance Offers from Multiple Lenders
One form. Quotes from up to 300+ lenders through our marketplace partner Mortgage Research Center.
- Get matched in minutes based on your situation
- No impact on your credit score for prequalification
- Marketplace results may include lenders shown on this page
Wirly earns a commission when you submit a quote through our marketplace partner. This does not affect your rates or terms. See our affiliate disclosure.
Ready to explore LendingTree?
Visit their site to check current rates, or use our tools to compare.
This review is for educational purposes only and does not constitute financial advice. HMDA data sourced from the CFPB. Complaint data from the CFPB Consumer Complaint Database. Wirly is not a lender or mortgage broker. See our methodology.