2026 Conforming Loan Limits in Colorado

Name: 2026 Conforming Loan Limits in Colorado
Creator: Federal Housing Finance Agency

Colorado has 64 counties with conforming loan limits, including 20 high-cost areas. Limits range from $832,750 to $1,249,125.

County	1-Unit Limit	2-Unit Limit	3-Unit Limit	4-Unit Limit
EAGLE COUNTYHigh-Cost	$1,249,125	$1,599,375	$1,933,200	$2,402,625
PITKIN COUNTYHigh-Cost	$1,209,750	$1,548,975	$1,872,225	$2,326,875
GARFIELD COUNTYHigh-Cost	$1,209,750	$1,548,975	$1,872,225	$2,326,875
LAKE COUNTYHigh-Cost	$1,092,500	$1,398,600	$1,690,600	$2,101,000
SUMMIT COUNTYHigh-Cost	$1,092,500	$1,398,600	$1,690,600	$2,101,000
ROUTT COUNTYHigh-Cost	$1,089,050	$1,394,200	$1,685,250	$2,094,350
MOFFAT COUNTYHigh-Cost	$1,089,050	$1,394,200	$1,685,250	$2,094,350
SAN MIGUEL COUNTYHigh-Cost	$994,750	$1,273,450	$1,539,350	$1,913,000
GRAND COUNTYHigh-Cost	$883,200	$1,130,650	$1,366,700	$1,698,500
BOULDER COUNTYHigh-Cost	$879,750	$1,126,250	$1,361,350	$1,691,850
PARK COUNTYHigh-Cost	$862,500	$1,104,150	$1,334,700	$1,658,700
JEFFERSON COUNTYHigh-Cost	$862,500	$1,104,150	$1,334,700	$1,658,700
GILPIN COUNTYHigh-Cost	$862,500	$1,104,150	$1,334,700	$1,658,700
DENVER COUNTYHigh-Cost	$862,500	$1,104,150	$1,334,700	$1,658,700
ADAMS COUNTYHigh-Cost	$862,500	$1,104,150	$1,334,700	$1,658,700
CLEAR CREEK COUNTYHigh-Cost	$862,500	$1,104,150	$1,334,700	$1,658,700
DOUGLAS COUNTYHigh-Cost	$862,500	$1,104,150	$1,334,700	$1,658,700
ELBERT COUNTYHigh-Cost	$862,500	$1,104,150	$1,334,700	$1,658,700
BROOMFIELD COUNTYHigh-Cost	$862,500	$1,104,150	$1,334,700	$1,658,700
ARAPAHOE COUNTYHigh-Cost	$862,500	$1,104,150	$1,334,700	$1,658,700
FREMONT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GUNNISON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HINSDALE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HUERFANO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
JACKSON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
KIOWA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
KIT CARSON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LA PLATA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LARIMER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LAS ANIMAS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LINCOLN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LOGAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MESA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MINERAL COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MONTEZUMA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MONTROSE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MORGAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
OTERO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SAGUACHE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PHILLIPS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PROWERS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PUEBLO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
RIO BLANCO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
RIO GRANDE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
OURAY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SAN JUAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SEDGWICK COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
TELLER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WASHINGTON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WELD COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
YUMA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ALAMOSA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ARCHULETA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BACA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BENT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CHAFFEE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CHEYENNE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CONEJOS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
COSTILLA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CROWLEY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CUSTER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DELTA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DOLORES COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
EL PASO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750

Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.

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Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.