2026 Conforming Loan Limits in Florida

Name: 2026 Conforming Loan Limits in Florida
Creator: Federal Housing Finance Agency

Florida has 67 counties with conforming loan limits, including 1 high-cost area. Limits range from $832,750 to $990,150.

County	1-Unit Limit	2-Unit Limit	3-Unit Limit	4-Unit Limit
MONROE COUNTYHigh-Cost	$990,150	$1,267,600	$1,532,200	$1,904,150
BAKER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BAY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BRADFORD COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BREVARD COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BROWARD COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CALHOUN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CHARLOTTE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CITRUS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CLAY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
COLLIER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
COLUMBIA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DESOTO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DIXIE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DUVAL COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ESCAMBIA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
FLAGLER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
FRANKLIN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GADSDEN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GILCHRIST COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GLADES COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GULF COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HAMILTON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HARDEE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HENDRY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HERNANDO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HIGHLANDS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HILLSBOROUGH COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HOLMES COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
INDIAN RIVER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
JACKSON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
JEFFERSON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LAFAYETTE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LAKE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LEE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LEON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LEVY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LIBERTY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MADISON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MANATEE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MARION COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MARTIN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MIAMI-DADE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
NASSAU COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
OKALOOSA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
OKEECHOBEE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ORANGE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
OSCEOLA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PALM BEACH COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PASCO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PINELLAS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
POLK COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PUTNAM COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ST. JOHNS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ST. LUCIE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SANTA ROSA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SARASOTA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SEMINOLE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SUMTER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SUWANNEE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
TAYLOR COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
UNION COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
VOLUSIA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WAKULLA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WALTON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ALACHUA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WASHINGTON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750

Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.

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Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.