2026 Conforming Loan Limits in Hawaii

Name: 2026 Conforming Loan Limits in Hawaii
Creator: Federal Housing Finance Agency

Hawaii has 5 counties with conforming loan limits, including 5 high-cost areas. Limits range from $1,249,125 to $1,299,500.

County	1-Unit Limit	2-Unit Limit	3-Unit Limit	4-Unit Limit
KALAWAO COUNTYHigh-Cost	$1,299,500	$1,663,600	$2,010,950	$2,499,100
MAUI COUNTYHigh-Cost	$1,299,500	$1,663,600	$2,010,950	$2,499,100
HAWAII COUNTYHigh-Cost	$1,249,125	$1,599,375	$1,933,200	$2,402,625
HONOLULU COUNTYHigh-Cost	$1,249,125	$1,599,375	$1,933,200	$2,402,625
KAUAI COUNTYHigh-Cost	$1,249,125	$1,599,375	$1,933,200	$2,402,625

Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.

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Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.