2026 Conforming Loan Limits in Idaho

Name: 2026 Conforming Loan Limits in Idaho
Creator: Federal Housing Finance Agency

Idaho has 44 counties with conforming loan limits, including 1 high-cost area. Limits range from $832,750 to $1,249,125.

County	1-Unit Limit	2-Unit Limit	3-Unit Limit	4-Unit Limit
TETON COUNTYHigh-Cost	$1,249,125	$1,599,375	$1,933,200	$2,402,625
ADAMS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BANNOCK COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BEAR LAKE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BENEWAH COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BINGHAM COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BLAINE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BOISE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BONNER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BONNEVILLE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BOUNDARY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BUTTE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CAMAS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CANYON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CARIBOU COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CASSIA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CLARK COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CLEARWATER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CUSTER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ELMORE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
FRANKLIN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
FREMONT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GEM COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GOODING COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
IDAHO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
JEFFERSON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
JEROME COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
KOOTENAI COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LATAH COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LEMHI COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LEWIS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LINCOLN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MADISON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MINIDOKA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
NEZ PERCE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ONEIDA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
OWYHEE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PAYETTE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
POWER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SHOSHONE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
TWIN FALLS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
VALLEY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ADA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WASHINGTON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750

Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.

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Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.