Home / Loan Limits / Illinois 2026 Conforming Loan Limits in Illinois By the Wirly Editorial Team
Illinois has 102 counties with conforming loan limits. Limits range from $832,750 to $832,750.
County 1-Unit Limit 2-Unit Limit 3-Unit Limit 4-Unit Limit BOONE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BROWN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BUREAU COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CALHOUN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CARROLL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CASS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CHAMPAIGN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CHRISTIAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CLARK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CLAY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CLINTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COLES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COOK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CRAWFORD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CUMBERLAND COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DEKALB COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DE WITT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DOUGLAS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DUPAGE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 EDGAR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 EDWARDS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 EFFINGHAM COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FAYETTE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FORD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FRANKLIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FULTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GALLATIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GREENE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GRUNDY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HAMILTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HANCOCK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HARDIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HENDERSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HENRY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 IROQUOIS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JACKSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JASPER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JEFFERSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JERSEY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JO DAVIESS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JOHNSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KANE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KANKAKEE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KENDALL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KNOX COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LAKE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LASALLE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LAWRENCE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LEE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LIVINGSTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LOGAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MCDONOUGH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MCHENRY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MCLEAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MACON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MACOUPIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MADISON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MARION COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MARSHALL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MASON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MASSAC COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MENARD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MERCER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MONROE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MONTGOMERY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MORGAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MOULTRIE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 OGLE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PEORIA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PERRY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PIATT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PIKE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 POPE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PULASKI COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PUTNAM COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 RANDOLPH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 RICHLAND COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ROCK ISLAND COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ST. CLAIR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SALINE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SANGAMON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SCHUYLER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SCOTT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SHELBY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 STARK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 STEPHENSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TAZEWELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 UNION COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 VERMILION COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WABASH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WARREN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WASHINGTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ADAMS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ALEXANDER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BOND COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WAYNE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WHITE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WHITESIDE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WILL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WILLIAMSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WINNEBAGO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WOODFORD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750
Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.
Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.
