Home / Loan Limits / Iowa 2026 Conforming Loan Limits in Iowa By the Wirly Editorial Team
Iowa has 99 counties with conforming loan limits. Limits range from $832,750 to $832,750.
County 1-Unit Limit 2-Unit Limit 3-Unit Limit 4-Unit Limit BUCHANAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BUENA VISTA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BUTLER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CALHOUN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CARROLL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CASS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CEDAR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CERRO GORDO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CHEROKEE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CHICKASAW COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CLARKE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CLAY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CLAYTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CLINTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CRAWFORD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DALLAS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DAVIS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DECATUR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DELAWARE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DES MOINES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DICKINSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DUBUQUE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 EMMET COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FAYETTE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FLOYD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FRANKLIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FREMONT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GREENE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GRUNDY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GUTHRIE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HAMILTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HANCOCK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HARDIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HARRISON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HENRY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HOWARD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HUMBOLDT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 IDA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 IOWA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JACKSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JASPER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JEFFERSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JOHNSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JONES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KEOKUK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KOSSUTH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LEE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LINN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LOUISA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LUCAS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LYON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MADISON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MAHASKA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MARION COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MARSHALL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MILLS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ADAIR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ADAMS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ALLAMAKEE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 APPANOOSE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 AUDUBON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BENTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BLACK HAWK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BOONE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BREMER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MITCHELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MONONA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MONROE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MONTGOMERY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MUSCATINE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 O'BRIEN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 OSCEOLA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PAGE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PALO ALTO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PLYMOUTH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 POCAHONTAS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 POLK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 POTTAWATTAMIE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 POWESHIEK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 RINGGOLD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SAC COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SCOTT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SHELBY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SIOUX COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 STORY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TAMA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TAYLOR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 UNION COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 VAN BUREN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WAPELLO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WARREN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WASHINGTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WAYNE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WEBSTER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WINNEBAGO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WINNESHIEK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WOODBURY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WORTH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WRIGHT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750
Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.
Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.
