Home / Loan Limits / Kentucky 2026 Conforming Loan Limits in Kentucky By the Wirly Editorial Team
Kentucky has 120 counties with conforming loan limits. Limits range from $832,750 to $832,750.
County 1-Unit Limit 2-Unit Limit 3-Unit Limit 4-Unit Limit BATH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BOONE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BOURBON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BOYD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BOYLE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BRACKEN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BREATHITT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BRECKINRIDGE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BULLITT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BUTLER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CALDWELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CALLOWAY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CAMPBELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CARLISLE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CARROLL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CARTER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CASEY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CHRISTIAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CLARK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CLAY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CLINTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CRITTENDEN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CUMBERLAND COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DAVIESS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 EDMONSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ELLIOTT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SHELBY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SIMPSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SPENCER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TAYLOR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TODD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TRIGG COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TRIMBLE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 UNION COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WARREN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WASHINGTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WAYNE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WEBSTER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WHITLEY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WOLFE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WOODFORD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ESTILL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FAYETTE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FLEMING COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FLOYD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FRANKLIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FULTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GALLATIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GARRARD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GRANT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GRAVES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GRAYSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GREEN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GREENUP COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HANCOCK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HARDIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HARLAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HARRISON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HART COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HENDERSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HENRY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HICKMAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HOPKINS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JACKSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JEFFERSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JESSAMINE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JOHNSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KENTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KNOTT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KNOX COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LARUE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LAUREL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LAWRENCE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LEE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LESLIE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LETCHER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LEWIS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LINCOLN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LIVINGSTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LOGAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LYON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MCCRACKEN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MCCREARY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MCLEAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MADISON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MAGOFFIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MARION COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MARSHALL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MARTIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MASON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MEADE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MENIFEE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MERCER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 METCALFE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MONROE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MONTGOMERY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MORGAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MUHLENBERG COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 NELSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 NICHOLAS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 OHIO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 OLDHAM COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 OWEN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 OWSLEY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PENDLETON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PERRY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PIKE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 POWELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PULASKI COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ROBERTSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ROCKCASTLE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ROWAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 RUSSELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SCOTT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ADAIR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ALLEN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ANDERSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BALLARD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BARREN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750
Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.
Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.
