2026 Conforming Loan Limits in Michigan
Michigan has 83 counties with conforming loan limits. Limits range from $832,750 to $832,750.
| County | 1-Unit Limit |
|---|---|
| OSCODA COUNTY | $832,750 |
| OTSEGO COUNTY | $832,750 |
| OTTAWA COUNTY | $832,750 |
| PRESQUE ISLE COUNTY | $832,750 |
| ROSCOMMON COUNTY | $832,750 |
| SAGINAW COUNTY | $832,750 |
| ST. CLAIR COUNTY | $832,750 |
| ST. JOSEPH COUNTY | $832,750 |
| SANILAC COUNTY | $832,750 |
| SCHOOLCRAFT COUNTY | $832,750 |
| SHIAWASSEE COUNTY | $832,750 |
| TUSCOLA COUNTY | $832,750 |
| VAN BUREN COUNTY | $832,750 |
| WASHTENAW COUNTY | $832,750 |
| WAYNE COUNTY | $832,750 |
| WEXFORD COUNTY | $832,750 |
| ALCONA COUNTY | $832,750 |
| ALGER COUNTY | $832,750 |
| ALLEGAN COUNTY | $832,750 |
| ALPENA COUNTY | $832,750 |
| ANTRIM COUNTY | $832,750 |
| ARENAC COUNTY | $832,750 |
| BARAGA COUNTY | $832,750 |
| BARRY COUNTY | $832,750 |
| BAY COUNTY | $832,750 |
| BENZIE COUNTY | $832,750 |
| BERRIEN COUNTY | $832,750 |
| BRANCH COUNTY | $832,750 |
| CALHOUN COUNTY | $832,750 |
| CASS COUNTY | $832,750 |
| CHARLEVOIX COUNTY | $832,750 |
| CHEBOYGAN COUNTY | $832,750 |
| CHIPPEWA COUNTY | $832,750 |
| CLARE COUNTY | $832,750 |
| CLINTON COUNTY | $832,750 |
| CRAWFORD COUNTY | $832,750 |
| DELTA COUNTY | $832,750 |
| DICKINSON COUNTY | $832,750 |
| EATON COUNTY | $832,750 |
| EMMET COUNTY | $832,750 |
| GENESEE COUNTY | $832,750 |
| GLADWIN COUNTY | $832,750 |
| GOGEBIC COUNTY | $832,750 |
| GRAND TRAVERSE COUNTY | $832,750 |
| GRATIOT COUNTY | $832,750 |
| HILLSDALE COUNTY | $832,750 |
| HOUGHTON COUNTY | $832,750 |
| HURON COUNTY | $832,750 |
| INGHAM COUNTY | $832,750 |
| IONIA COUNTY | $832,750 |
| IOSCO COUNTY | $832,750 |
| IRON COUNTY | $832,750 |
| ISABELLA COUNTY | $832,750 |
| JACKSON COUNTY | $832,750 |
| KALAMAZOO COUNTY | $832,750 |
| KALKASKA COUNTY | $832,750 |
| KENT COUNTY | $832,750 |
| KEWEENAW COUNTY | $832,750 |
| LAKE COUNTY | $832,750 |
| LAPEER COUNTY | $832,750 |
| LEELANAU COUNTY | $832,750 |
| LENAWEE COUNTY | $832,750 |
| LIVINGSTON COUNTY | $832,750 |
| LUCE COUNTY | $832,750 |
| MACKINAC COUNTY | $832,750 |
| MACOMB COUNTY | $832,750 |
| MANISTEE COUNTY | $832,750 |
| MARQUETTE COUNTY | $832,750 |
| MASON COUNTY | $832,750 |
| MECOSTA COUNTY | $832,750 |
| MENOMINEE COUNTY | $832,750 |
| MIDLAND COUNTY | $832,750 |
| MISSAUKEE COUNTY | $832,750 |
| MONROE COUNTY | $832,750 |
| MONTCALM COUNTY | $832,750 |
| MONTMORENCY COUNTY | $832,750 |
| MUSKEGON COUNTY | $832,750 |
| NEWAYGO COUNTY | $832,750 |
| OAKLAND COUNTY | $832,750 |
| OCEANA COUNTY | $832,750 |
| OGEMAW COUNTY | $832,750 |
| ONTONAGON COUNTY | $832,750 |
| OSCEOLA COUNTY | $832,750 |
Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.
More Michigan Resources
Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.