2026 Conforming Loan Limits in New Mexico

Name: 2026 Conforming Loan Limits in New Mexico
Creator: Federal Housing Finance Agency

New Mexico has 33 counties with conforming loan limits. Limits range from $832,750 to $832,750.

County	1-Unit Limit	2-Unit Limit	3-Unit Limit	4-Unit Limit
CIBOLA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
COLFAX COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CURRY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DE BACA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DONA ANA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
EDDY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GRANT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GUADALUPE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HARDING COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HIDALGO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LEA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LINCOLN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LOS ALAMOS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LUNA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MCKINLEY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MORA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
OTERO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
QUAY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
RIO ARRIBA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ROOSEVELT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SANDOVAL COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SAN JUAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SAN MIGUEL COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SANTA FE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SIERRA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SOCORRO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
TAOS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
TORRANCE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
UNION COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
VALENCIA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BERNALILLO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CATRON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CHAVES COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750

Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.

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Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.