2026 Conforming Loan Limits in Rhode Island

Name: 2026 Conforming Loan Limits in Rhode Island
Creator: Federal Housing Finance Agency

Rhode Island has 5 counties with conforming loan limits. Limits range from $832,750 to $832,750.

County	1-Unit Limit	2-Unit Limit	3-Unit Limit	4-Unit Limit
BRISTOL COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
KENT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
NEWPORT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PROVIDENCE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WASHINGTON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750

Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.

More Rhode Island Resources

Rhode Island Refinance Guide Rhode Island Calculator Compare Lenders

Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.