Home / Loan Limits / Texas 2026 Conforming Loan Limits in Texas By the Wirly Editorial Team
Texas has 254 counties with conforming loan limits. Limits range from $832,750 to $832,750.
County 1-Unit Limit 2-Unit Limit 3-Unit Limit 4-Unit Limit FISHER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FLOYD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FOARD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FORT BEND COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FRANKLIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FREESTONE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FRIO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GAINES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GALVESTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GARZA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GILLESPIE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GLASSCOCK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GOLIAD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GONZALES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GRAY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GRAYSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GREGG COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 NEWTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 NOLAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 NUECES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 OCHILTREE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 OLDHAM COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ORANGE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PALO PINTO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PANOLA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PARKER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PARMER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PECOS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ANDERSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ANDREWS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ANGELINA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ARANSAS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ARCHER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ARMSTRONG COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ATASCOSA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 AUSTIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BAILEY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BANDERA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BASTROP COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BAYLOR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BEE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BEXAR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BLANCO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BORDEN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BOSQUE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BOWIE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BRAZORIA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BRAZOS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BREWSTER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BRISCOE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BROOKS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BROWN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BURLESON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 BURNET COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CALDWELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CALHOUN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CALLAHAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CAMERON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CAMP COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CARSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CASS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CASTRO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CHAMBERS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CHEROKEE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CHILDRESS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CLAY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COCHRAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COKE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COLEMAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COLLIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COLLINGSWORTH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COLORADO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COMAL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COMANCHE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CONCHO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COOKE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CORYELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 COTTLE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CRANE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CROCKETT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CROSBY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GRIMES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 GUADALUPE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HALE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HALL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HAMILTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HANSFORD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HARDEMAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HARDIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HARRIS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HARRISON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HARTLEY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HASKELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HAYS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HEMPHILL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HENDERSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HIDALGO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HILL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HOCKLEY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HOOD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HOPKINS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HOUSTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HOWARD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HUDSPETH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HUNT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 HUTCHINSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 IRION COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JACK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JACKSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JASPER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JEFF DAVIS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JEFFERSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JIM HOGG COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JIM WELLS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JOHNSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 JONES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KARNES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KAUFMAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KENDALL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KENEDY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KENT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KERR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KIMBLE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KING COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KINNEY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KLEBERG COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 KNOX COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LAMAR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LAMB COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LAMPASAS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LA SALLE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LAVACA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LEE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LEON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LIBERTY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LIMESTONE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LIPSCOMB COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LIVE OAK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LLANO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LOVING COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LUBBOCK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 LYNN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MCCULLOCH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MCLENNAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MCMULLEN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MADISON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MARION COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MARTIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MASON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MATAGORDA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MAVERICK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MEDINA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MENARD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MIDLAND COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MILAM COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MILLS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MITCHELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MONTAGUE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MONTGOMERY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MOORE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MORRIS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 MOTLEY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 NACOGDOCHES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 NAVARRO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 CULBERSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DALLAM COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DALLAS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DAWSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DEAF SMITH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DELTA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DENTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DEWITT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DICKENS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DIMMIT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DONLEY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 DUVAL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 EASTLAND COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ECTOR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 EDWARDS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ELLIS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 EL PASO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ERATH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FALLS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FANNIN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 FAYETTE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 POLK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 POTTER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 PRESIDIO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 RAINS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 RANDALL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 REAGAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 REAL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 RED RIVER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 REEVES COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 REFUGIO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ROBERTS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ROBERTSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ROCKWALL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 RUNNELS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 RUSK COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SABINE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SAN AUGUSTINE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SAN JACINTO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SAN PATRICIO COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SAN SABA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SCHLEICHER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SCURRY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SHACKELFORD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SHELBY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SHERMAN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SMITH COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SOMERVELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 STARR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 STEPHENS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 STERLING COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 STONEWALL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SUTTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 SWISHER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TARRANT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TAYLOR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TERRELL COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TERRY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 THROCKMORTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TITUS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TOM GREEN COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TRAVIS COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TRINITY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 TYLER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 UPSHUR COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 UPTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 UVALDE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 VAL VERDE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 VAN ZANDT COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 VICTORIA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WALKER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WALLER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WARD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WASHINGTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WEBB COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WHARTON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WHEELER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WICHITA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WILBARGER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WILLACY COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WILLIAMSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WILSON COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WINKLER COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WISE COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 WOOD COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 YOAKUM COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 YOUNG COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ZAPATA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750 ZAVALA COUNTY $832,750 $1,066,250 $1,288,800 $1,601,750
Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.
Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.
