2026 Conforming Loan Limits in Utah

Name: 2026 Conforming Loan Limits in Utah
Creator: Federal Housing Finance Agency

Utah has 29 counties with conforming loan limits, including 4 high-cost areas. Limits range from $832,750 to $1,150,000.

County	1-Unit Limit	2-Unit Limit	3-Unit Limit	4-Unit Limit
WASATCH COUNTYHigh-Cost	$1,150,000	$1,472,250	$1,779,600	$2,211,600
SUMMIT COUNTYHigh-Cost	$1,150,000	$1,472,250	$1,779,600	$2,211,600
WAYNE COUNTYHigh-Cost	$997,050	$1,276,400	$1,542,900	$1,917,450
GRAND COUNTYHigh-Cost	$839,500	$1,074,700	$1,299,100	$1,614,450
WASHINGTON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WEBER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BEAVER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BOX ELDER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CACHE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CARBON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DAGGETT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DAVIS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DUCHESNE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
EMERY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GARFIELD COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
IRON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
JUAB COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
KANE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MILLARD COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MORGAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PIUTE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
RICH COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SALT LAKE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SAN JUAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SANPETE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SEVIER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
TOOELE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
UINTAH COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
UTAH COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750

Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.

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Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.