2026 Conforming Loan Limits in Washington

Name: 2026 Conforming Loan Limits in Washington
Creator: Federal Housing Finance Agency

Washington has 39 counties with conforming loan limits, including 3 high-cost areas. Limits range from $832,750 to $1,063,750.

County	1-Unit Limit	2-Unit Limit	3-Unit Limit	4-Unit Limit
SNOHOMISH COUNTYHigh-Cost	$1,063,750	$1,361,800	$1,646,100	$2,045,700
PIERCE COUNTYHigh-Cost	$1,063,750	$1,361,800	$1,646,100	$2,045,700
KING COUNTYHigh-Cost	$1,063,750	$1,361,800	$1,646,100	$2,045,700
CHELAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CLALLAM COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CLARK COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
COLUMBIA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
COWLITZ COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DOUGLAS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
FERRY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
FRANKLIN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GARFIELD COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GRANT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GRAYS HARBOR COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ISLAND COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
JEFFERSON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
KITSAP COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
KITTITAS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
KLICKITAT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LEWIS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LINCOLN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MASON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
OKANOGAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PACIFIC COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PEND OREILLE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SAN JUAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SKAGIT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SKAMANIA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SPOKANE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
STEVENS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
THURSTON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WAHKIAKUM COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WALLA WALLA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WHATCOM COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WHITMAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ADAMS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
YAKIMA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ASOTIN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BENTON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750

Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.

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Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.