2026 Conforming Loan Limits in West Virginia

Name: 2026 Conforming Loan Limits in West Virginia
Creator: Federal Housing Finance Agency

West Virginia has 55 counties with conforming loan limits, including 1 high-cost area. Limits range from $832,750 to $1,249,125.

County	1-Unit Limit	2-Unit Limit	3-Unit Limit	4-Unit Limit
JEFFERSON COUNTYHigh-Cost	$1,249,125	$1,599,375	$1,933,200	$2,402,625
CLAY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
DODDRIDGE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
FAYETTE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GILMER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GRANT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
GREENBRIER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HAMPSHIRE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HANCOCK COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HARDY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BOONE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BRAXTON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BROOKE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CABELL COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BARBOUR COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
BERKELEY COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
HARRISON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
JACKSON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
KANAWHA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LEWIS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LINCOLN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
LOGAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MCDOWELL COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MARION COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MARSHALL COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MASON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MERCER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MINERAL COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MINGO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MONONGALIA COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MONROE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
MORGAN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
NICHOLAS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
OHIO COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PENDLETON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PLEASANTS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
POCAHONTAS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PRESTON COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
PUTNAM COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
RALEIGH COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
RANDOLPH COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
RITCHIE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
ROANE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
SUMMERS COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
TAYLOR COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
TUCKER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
TYLER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
UPSHUR COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WAYNE COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WEBSTER COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WETZEL COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WIRT COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WOOD COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
CALHOUN COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750
WYOMING COUNTY	$832,750	$1,066,250	$1,288,800	$1,601,750

Source: Federal Housing Finance Agency (FHFA). Sorted by 1-unit limit descending. High-cost areas highlighted.

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Loan limits are set by the FHFA and may change annually. This page is for educational purposes only. Consult a licensed mortgage professional for guidance. Wirly is not a lender or mortgage broker.