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Refinance Calculator for South Dakota

Pre-filled with South Dakota housing data. Adjust the numbers to match your situation and see your estimated savings.

Current avg. 30-year fixed rate: 6.38%

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South Dakota Refinance Data

Median Home Value

$236,800

U.S. Census

Avg Refinance Loan

$306,654

HMDA 2023

Denial Rate

16.84%

National avg: 27.87%

For full state analysis including top lenders and historical trends, see our South Dakota refinance guide.

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Calculator results are estimates for educational purposes only. Actual savings depend on your specific loan terms, credit profile, and lender. Consult a licensed mortgage professional for personalized guidance. Wirly is not a lender or mortgage broker.