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Refinance Calculator for Texas
Pre-filled with Texas housing data. Adjust the numbers to match your situation and see your estimated savings.
Current avg. 30-year fixed rate: 6.38%
Texas Refinance Data
Median Home Value
$260,400
U.S. Census
Avg Refinance Loan
$656,966
HMDA 2023
Denial Rate
36.55%
National avg: 27.87%
For full state analysis including top lenders and historical trends, see our Texas refinance guide.
Compare lenders in Texas
Find the best refinance rates from lenders active in your state.
Compare LendersCalculator results are estimates for educational purposes only. Actual savings depend on your specific loan terms, credit profile, and lender. Consult a licensed mortgage professional for personalized guidance. Wirly is not a lender or mortgage broker.